Agriculture plays a crucial role in the 21 st century economy of developing countries, and provides the main source of food and inclusive economic growth in India and other developing countries. According to the 2011 census about nearly 60% of India’s labor force is employed in agriculture. The majority (~80% in 2006) of small scale landholdings and farms less than two hectares occupied 40% of India’s agricultural land [ 1 ]. The India has been achieved impressive growth in agricultural production, boosting national food security and reducing poverty after independence [ 2 ]. But the agricultural sector still faces crucial challenges. Growth in agricultural production continues to lag behind the targeted 4%, poverty and malnutrition remain widespread. Figure 1.   S mall scale a griculture  lands in Karagoor, Dharmapuri, Tamil Nadu, India. Image credit to SNB team. Agricultural Finance (AF): AF is crucial to support the growth of the agricultural sector. The five importan...